SOFI funding rates

SOFI funding is +0.0050% per 8h on BingX right now, +5.5% annualized; 9 exchanges quote the perpetual.

Rates by exchange

live
ExchangeMarkIndexMark vs indexFundingAPRIntervalNext settlement
BingX14.140014.14000.0000%+0.0050%+5.5%8h03:59 PM UTC
Binance14.140014.1404-0.0030%0.0000%0.0%8h03:59 PM UTC
Bitget14.139014.1386+0.0029%0.0000%0.0%8h03:59 PM UTC
Bybit14.150014.1400+0.0707%0.0000%0.0%8h03:59 PM UTC
Gate14.157014.1577-0.0049%0.0000%0.0%8h03:59 PM UTC
KuCoin14.140014.14000.0000%0.0000%0.0%8h03:59 PM UTC
LBank14.140014.14000.0000%0.0000%0.0%8h03:59 PM UTC
MEXC14.130014.13000.0000%0.0000%0.0%8h03:59 PM UTC
OKX14.158014.1400+0.1273%0.0000%0.0%8h03:59 PM UTC

Top pairings for SOFI

LongShortKindFunding / 24h
Bitget perp 14.1390BingX perp 14.1400perp-perp+0.015%Open in scanner
Binance perp 14.1400BingX perp 14.1400perp-perp+0.015%Open in scanner
LBank perp 14.1400BingX perp 14.1400perp-perp+0.015%Open in scanner
MEXC perp 14.1300BingX perp 14.1400perp-perp+0.015%Open in scanner
MEXC spot 14.1400BingX perp 14.1400spot-perp+0.015%Open in scanner

9 pairings in the scanner

See every pairing live

The scanner ranks every route by net spread through the order book, after both legs’ fees, with alerts to Telegram and a trade journal. The first week is free.

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The table shows every exchange where SOFI trades as a perpetual: the rate per settlement, the same rate annualized, the settlement interval and when the next one is. The numbers are the exchanges’ own, read live, not a snapshot from an hour ago.

A positive rate is paid by longs to shorts, a negative one the other way round. The annualized figure assumes the rate stays put for a year, which it never does — it is a way to compare exchanges with different intervals, not a forecast.

The highest and the lowest rate across exchanges are what a funding spread is made of: short where longs pay the most, long where they pay the least, and collect the difference every settlement — minus the cost of entering both legs.

FAQ

What is a funding rate?

A periodic payment between long and short holders of a perpetual that keeps its price near the spot price. Positive: longs pay shorts; negative: shorts pay longs.

How is the annualized rate computed?

The rate per settlement times the number of settlements in a year — 1095 for an 8h interval — in percent. It is a comparison figure, not a forecast.

Why does the rate differ between exchanges?

Each exchange computes its own rate from its own order flow and interval. The differences are what funding arbitrage lives on.

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